Online financial manager

Free online financial manager to organize your money

Manage accounts, cards, transactions, and goals in one place. Track your current balance and see how much you will have available in the months ahead.

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Free to get started More than 7,000 users Balance forecast Your data protected

Everything to manage and plan your money better

Organize your personal or small business finances, track accounts and cards, and see how each decision affects your balance in the months ahead.

Know how much you will have in the future

See how income, expenses, and due dates will affect your balance in the months ahead.

Organized accounts and cards

Track bank accounts, cards, bills, and due dates in one place.

Effortless transactions

Record income, expenses, and recurring bills in just a few steps.

Accounts payable and receivable

Organize commitments by customer and supplier, track due dates, and gain a clearer view of your business cash flow.

Reports that make sense

Understand your income and expenses and identify the periods that require more attention.

Your data protected

Your financial information is protected in a secure environment with individual access.

Fluca on your phone

Your finances always within reach

Record income and expenses, track balances, review history, and receive reminders in the Fluca app.

  • Quick access to your account
  • Record transactions while offline
  • Notifications for important due dates
Available onGoogle Play Baixe naApp Store

Free tools

Use calculators, guides, and checkups to understand your money, then track everything in Fluca.

Practical calculators

Calculators

Calculate emergency funds, debt, goals, subscriptions, interest, and other financial scenarios.

Browse calculators
Step by step

Guides

Use checklists and practical plans for debt, monthly reviews, recurring bills, and budgeting.

Read guides
Signals and next steps

Checkups

Review risks, hidden spending, tight budgets, debt, and emergency readiness.

Browse checkups

Plans to expand your financial management

The free plan is a practical starting point. Premium adds higher limits, cards, multiple accounts, reports, alerts, and CSV/OFX import and export.

Free Plan
$ 0.00 /month
  • Ideal for organizing income, expenses, and basic transactions with no monthly fee.
Start for free
Quarterly Premium
BRL 10,00 /month
  • Complete access for 3 months, with CSV/OFX import, recurring renewal, and a secure environment. Total: BRL 29,99
Choose quarterly Recurring billing. Cancel anytime.
Annual Premium 42% off
BRL 5,83 /month
  • The best monthly value for complete financial management throughout the year, including CSV/OFX import. Total: BRL 69,99
Choose annual Recurring billing. Cancel anytime.

Compare features

Free Premium
Unlimited records
Number of concurrent pending records allowed 200 Unlimited
Customers and suppliers 3 Unlimited
Number of concurrent reminders allowed 3 Unlimited
Recurring bills 5 Unlimited
Create expense and income categories
Expense and income graph
Projected account balance
Financial insights Essential Complete
Payable and Receivables Bills Report
Display deadline with positive balance
Manage multiple bank accounts
Create spending goals Current month only
Add color into categories
Credit Card Management
E-mail alerts
Export records
Import CSV/OFX transactions
Delete old records
Multiple users to manage the account
Priority System Update

Frequently asked questions

Find quick answers about features, security, plans, and using Fluca in your daily life.

Fluca is an online financial manager. You record income, expenses, and due dates and follow, on a timeline, how each transaction affects your current and future balance.
Yes. You can organize personal finances, freelance activities, or a small business cash flow by separating accounts, categories, customers, and suppliers.
Yes. You can register payables and receivables, link them to customers or suppliers, and track due dates and expected amounts.
Fluca combines your current balance with future income and expenses to show how much you should have available after each transaction in the months ahead.
Yes. With Premium, you can add credit cards and multiple bank accounts, track bills, and view accounts separately or as a consolidated total.
Yes. Fluca works in desktop, tablet, and mobile browsers and also offers Android, iPhone, and iPad apps. The app can record transactions offline, synchronize data, and receive notifications. Baixe no Google Play. Baixe na App Store.
Yes. Fluca provides tools to import CSV or OFX transactions and export your data, depending on the features available in your plan.
Fluca uses individual account access, a secure environment, and good practices to protect stored information.
Yes. The free plan lets you organize income, expenses, categories, and some recurring bills with no monthly cost. Premium raises the limits and unlocks advanced features.
Yes. You can manage or cancel your subscription in My Account. Premium access remains available until the end of the paid period.
Yes. You can add multiple users to access the same account and define specific permissions for each one.